Meet Kim Enders!

Working in the financial services industry since 1995, Kimberly Enders is CERTIFIED FINANANCIAL PLANNER™ with firsthand knowledge in most areas of personal finance.  Ms. Enders has been a financial planner for over 23 years, having worked in the banking, insurance, and stock brokerage fields.  Along with her insurance and FINRA general securities licenses, Kimberly also holds a general principal license and meets the DOL fiduciary standard.

Kimberly graduated from Michigan State University, earning her Bachelor’s Degree in 1995.  While raising her family, she attended Northwestern University School of Professional Studies for her CERTIFIED FINANANCIAL PLANNER™ Certificate in 2014.  Passing the board exam and re-launching her career as an independent financial advisor that same year, she is now a Senior Member of Oxford Financial & Managing Partner of Enders Wealth Management – serving investors in Metro Detroit since 1983.

Striving to stay active in her community and her industry, Kimberly serves as an Associate Director of the Shelby Community Foundation.  She also maintains memberships with the Financial Planning Association (FPA) of Michigan and American Association of University Woman (AAUW).  Kim has lived her entire life in the Metro Detroit Area, yet enjoys traveling around the world.  She was last spotted in Florida.

You can contact Kim via email:  kenders@summitbrokerage.com

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Meet Erin Byrge!

Erin Byrge is an Independent Director with Thirty-One Gifts. She joined Thirty-One as a consultant in August of 2016. Erin explains, “I was fundraising for a group called Women for Tri, because I fully support their mission to empower women to prove that anything is possible. I joined Thirty-One to get the 25% commission for my fundraising…I have been thrilled with that decision!”

Thirty-One is a direct sales company providing opportunities for independent consultants to start their own business for low start-up, providing support through training and mentorship. They sell trendy and affordable purses, totes, bags, and organization products. Erin tells us, “Not only do our fashionable, functional products make life easier, they also help independent business owners across the country support their families and reach their dreams.”

In Thirty-One, Erin has found another organization whose mission is empowering women to be the best that they can be. “I love the empowerment that being a business owner has given me, and I have truly loved helping to empower other women to start businesses of their own!” she says. “We all have a ‘why’ – a reason for doing the things we do. Maybe yours is family. Friends. Faith. Flexibility. Maybe it’s just having fun.”

You can check out Erin’s amazing and fun products at www.bagswithbyrge.com.
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Meet Victoria Milette!

Victoria Milette

Victoria Milette is a Financial Advisor with Spectrum Financial Resources, LLC.  She has been a registered financial advisor straight from college, and holds just about every license a financial advisor can have.  She graduated from the University of Detroit Mercy in 1994 with a Bachelor degree, a double major in Finance and Management.  Her business is all encompassing of financial products; she specializes in Retirement Planning and Legacy Planning.

Victoria says, “I offer stocks, bonds, options, Mutual Funds, Annuities, REITS, Life Insurance, and have access to many more investment choices.  I have created a network of other financial associates, GMH attorneys in Troy, MI, to help my clients and me with other needs such as legal, creating wills and trusts.  Also, I work with an enrolled tax agent, located in Rochester, tax preparing, advise and creating tax strategies regarding investments.”

Victoria offers her services to individuals and companies, 401-k plans, 403-b plans, everything and anything someone may need help with.

“My interests are building my business to the top!” she proclaims.

Victoria is a single mom to 3 beautiful girls, one in elementary, one in middle school, and one that attends Regina, a private high school.  She herself is a Regina alumnae.  She and her daughters enjoy volunteering at their churches, animal shelters, in their community of Macomb and Shelby Township, and at the schools.  Victoria also works with various charities supporting Down Syndrome, as her middle daughter has DS.  “Not a lot of free time for me, as I’m running my business and attending performances of my girls non-stop!” she says.

You can contact Victoria via email at: victoria3girls@yahoo.com